Facing Insolvency in Windsor or Chatham? We Can Help
Facing insolvency in Windsor or Chatham means that you are unable to pay your debts. If you are in that worrisome situation, you may be receiving threatening calls from creditors and bill collectors. Bankruptcy may seem like the only answer. But there actually are several options when it comes to debt relief, and we at S. Funtig & Associates Inc. can guide you through the process of choosing one, if appropriate.
Before you file a bankruptcy claim, you’ll want to consider the negatives that come with bankruptcy: the loss of dignity when your creditors are informed and the required notice appears in the local newspaper. The damage to your credit. The loss of your credit cards, and the cost of trustee fees (as reviewed by the Canadian Superintendent of Bankruptcy's office).
Insolvency in Windsor? Consider Your Options
For those and other reasons, avoiding bankruptcy can be an attractive option. At S. Funtig & Associates, our professional counsellors will offer you a free initial consultation and, after assessing your financial situation, present you with some alternatives to bankruptcy. For instance, you can communicate directly with your creditors through an informal proposal, get help from your local credit bureau or submit a consumer proposal through a licenced trustee, as stipulated in the Bankruptcy and Insolvency Act. Sometimes bankruptcy really is the most sensible option, but you should consider every avenue available to you during this stressful time. It’s our job to present a variety of solutions to you.
At S. Funtig & Associates, we look forward to exploring more solutions to your debt problems with you. All you have to do is make a single call to our office to schedule your free consultation. Don’t wait any longer; call us today!